[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.oppa.cz\/nechcete-uz-platit-najem\/#Article","mainEntityOfPage":"https:\/\/www.oppa.cz\/nechcete-uz-platit-najem\/","headline":"Nechcete u\u017e platit n\u00e1jem?","name":"Nechcete u\u017e platit n\u00e1jem?","description":"M\u00edt svoje vlastn\u00ed bydlen\u00ed je \u010d\u00edm d\u00e1l t\u011b\u017e\u0161\u00ed. V posledn\u00edch n\u011bkolika letech do\u0161lo k takov\u00e9mu zdra\u017een\u00ed nemovitost\u00ed, \u017ee byt, kter\u00fd st\u00e1l p\u0159ed 10 lety 500","datePublished":"2023-02-13","dateModified":"2023-05-18","author":{"@type":"Person","@id":"https:\/\/www.oppa.cz\/author\/#Person","name":"","url":"https:\/\/www.oppa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"oppa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.oppa.cz\/wp-content\/uploads\/key-2323278_640_10_1.jpg","url":"https:\/\/www.oppa.cz\/wp-content\/uploads\/key-2323278_640_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.oppa.cz\/nechcete-uz-platit-najem\/","about":["V\u00fdrobky"],"wordCount":417,"articleBody":"       M\u00edt svoje vlastn\u00ed bydlen\u00ed je \u010d\u00edm d\u00e1l t\u011b\u017e\u0161\u00ed. V posledn\u00edch n\u011bkolika letech do\u0161lo k takov\u00e9mu zdra\u017een\u00ed nemovitost\u00ed, \u017ee byt, kter\u00fd st\u00e1l p\u0159ed 10 lety 500 tis\u00edc te\u010f stoj\u00ed nap\u0159\u00edklad 3 miliony. To je hlavn\u00ed d\u016fvod, pro\u010d lid\u00e9 vol\u00ed n\u00e1jem i p\u0159esto, \u017ee by rad\u011bji cht\u011bli bydlet ve vlastn\u00edm dom\u011b. Dnes jsou naopak n\u011bkte\u0159\u00ed r\u00e1di, \u017ee zvl\u00e1dnou platit n\u00e1jem, kter\u00fd ale u\u017e m\u016f\u017ee b\u00fdt stejn\u011b vysok\u00fd jako hypot\u00e9ka, a nebo dokonce vy\u0161\u0161\u00ed. Z\u00edskat ale hypot\u00e9ku u\u017e nen\u00ed tak jednoduch\u00e9. Je pot\u0159eba m\u00edt opravdu dost vysok\u00e9 p\u0159\u00edjmy a je\u0161t\u011b \u010d\u00e1st na\u0161et\u0159enou.Kdo dostane hypot\u00e9ku, m\u00e1 vyhr\u00e1no? Kdo chce bydlet ve sv\u00e9m vlastn\u00edm dom\u011b, mus\u00ed si v naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f vz\u00edt hypot\u00e9ku. Je pot\u0159eba dolo\u017eit mnoho potvrzen\u00ed, a kdy\u017e u\u017e v\u0161echno skon\u010d\u00ed, \u010dlov\u011bk by si \u0159ekl, \u017ee m\u00e1 vyhr\u00e1no. Jen\u017ee to nen\u00ed pravda. Probl\u00e9m je, \u017ee je pot\u0159eba se zamyslet nad t\u00edm, jestli j\u00edt do rekonstrukce a nebo rad\u011bji postavit nov\u00fd d\u016fm.Rekonstrukce m\u016f\u017ee b\u00fdt peklo Star\u0161\u00ed domy maj\u00ed tu nev\u00fdhodu, \u017ee do nich \u010dlov\u011bk nevid\u00ed, a leckdy p\u0159i rekonstrukci vypluj\u00ed na povrch velmi nehezk\u00e9 skute\u010dnosti. To m\u016f\u017ee rekonstrukci nejen velmi prodlou\u017eit, ale p\u0159edev\u0161\u00edm prodra\u017eit. A to banku nezaj\u00edm\u00e1. Ta v\u00e1m p\u016fj\u010d\u00ed smluvenou \u010d\u00e1stku, a vy mus\u00edte dolo\u017eit, \u017ee jste ji prostav\u011bli. A samoz\u0159ejm\u011b hodnota domu mus\u00ed odpov\u00eddat tomu, co v\u00e1m banka p\u016fj\u010dila. A to m\u016f\u017ee b\u00fdt probl\u00e9m, kv\u016fli kter\u00e9mu v\u00e1m dokonce banka m\u016f\u017ee vypov\u011bd\u011bt smlouvu.Novostavba je s\u00e1zka na jistotu Pokud chcete stav\u011bt s tzv. \u010dist\u00fdm \u0161t\u00edtem, je novostavba jasn\u00e1 volba. Ale ani tady to dnes nen\u00ed proch\u00e1zka r\u016f\u017eov\u00fdm sadem. Je pot\u0159eba sehnat pozemek, a jejich v\u00fdb\u011br je dnes velmi omezen\u00fd. Pozemk\u016f je m\u00e1lo a jejich ceny jsou leckdy velmi vysok\u00e9. Pokud m\u00e1te pozemek, m\u016f\u017eete si nechat postavit d\u016fm na kl\u00ed\u010d. Co to znamen\u00e1? S vybran\u00fdm dodavatelem si sjedn\u00e1te v\u00fdstavbu domu, a vybran\u00fd typ v\u00e1m postav\u00ed kompletn\u011b p\u0159ipraven\u00fd k nast\u011bhov\u00e1n\u00ed. Mus\u00edte ale vybrat skute\u010dn\u011b spolehlivou firmu – v\u017edy se d\u00edvejte na recenze.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nechcete u\u017e platit n\u00e1jem?","item":"https:\/\/www.oppa.cz\/nechcete-uz-platit-najem\/#breadcrumbitem"}]}]